Realtor and Loan Officer in Central Florida
Get pre-approved, find your home and close with one person who handles both the real estate and the mortgage.
Your home search and your loan, with one person
Buying a home usually means juggling a real estate agent and a loan officer. William McElhill is both: a mortgage loan originator with NEXA Lending (NMLS #2176490) and a Realtor serving Orlando and Central Florida.
That means one person can help you get pre-approved, find the right home, negotiate the offer and keep the loan on track to closing.
Your choice, always
Using one person for both roles is optional. You can use William for your loan only, as your Realtor only, or for both, and you are always free to choose a different lender or agent.
How buying with one team works
Plan & pre-approval
Start with your goals and budget, then apply online for a mortgage pre-approval.
Home search
Search homes for sale with a clear price range that matches your approval.
Offer
Make an offer with your financing already reviewed, which helps it stand out to sellers.
Contract to close
Inspection, appraisal, loan approval and closing dates tracked together.
Selling your home and buying another
Moving up or relocating? William can help you price and sell your current home and plan the financing for your next purchase, so the timing of both closings fits together.
Loan programs
As a mortgage broker William compares options from multiple lenders, including FHA, VA, conventional, jumbo and DSCR investment property loans, plus refinancing.
Frequently asked questions
Can my realtor also be my loan officer?
Yes, if that person holds both licenses. William McElhill is a licensed mortgage loan originator and a Realtor, so he can help with the home search and the financing. You are always free to choose a different lender or a different agent.
What are the benefits of buying a home with one team?
You have one person who knows your budget, your loan approval and your offer, so fewer details fall through the cracks. Deadlines for appraisal, inspection and loan approval are tracked together, and you get one consistent answer instead of messages passed between a separate agent and lender.
Do I have to use William for both my loan and my home search?
No. You can use William only for your mortgage, only as your Realtor, or for both. There is never a requirement to use one service to get the other, and you can compare other lenders and agents at any time.
Can you help me sell my home and buy another one?
Yes. William can help you price and sell your current home and plan the financing for your next one, including the timing of both closings and options when you need to buy before your sale is final. Every plan depends on your situation and loan approval.
Serving Orlando and Central Florida
Licensed for mortgage lending in Florida, Georgia and Texas.
Talk to William about buying or selling
One person for your home search and your mortgage, from pre-approval to closing.
William McElhill, Mortgage Loan Originator, NMLS #2176490. NEXA Lending, NMLS #1660690. Licensed in Florida, Georgia and Texas. This is not a commitment to lend. All loans are subject to credit and property approval; programs, rates and terms change without notice and not every borrower will qualify. You are always free to choose your own lender and your own real estate agent.